Legal

Terms of Service

Last updated: March 29, 2026

Important Notice

PlayerTradeHub is an independent platform and is not affiliated, associated, authorized, endorsed by, or in any way officially connected with any game developers, publishers, or platform operators. All product names, trademarks, and registered trademarks are the property of their respective owners and are used solely for identification purposes.

These Terms of Service ("Terms") govern your access to and use of the PlayerTradeHub website at playertradehub.com and all related services ("the Platform"), operated by PlayerTradeHub ("we", "our", or "us"). By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree, do not use the Platform. These Terms are a legally binding contract between you and PlayerTradeHub.

1. Acceptance of Terms

By registering an account, browsing, purchasing, or selling on PlayerTradeHub, you confirm that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any additional policies referenced herein. If you are using the Platform on behalf of a business or organisation, you represent that you have full authority to bind that entity to these Terms.

2. Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is greater) to use the Platform. By using the Platform, you represent and warrant that you meet this requirement. Residents of jurisdictions where the use of this Platform is prohibited by applicable law are not authorised to use it. We reserve the right to terminate accounts if we have reasonable grounds to believe a user does not meet eligibility requirements.

3. Account Registration and Security

To access certain features you must create an account. You agree to:

  • Provide accurate, current, and complete information during registration and keep it updated
  • Keep your login credentials strictly confidential and not share them with any third party
  • Immediately notify us at [email protected] of any suspected unauthorised access
  • Accept full responsibility for all activities conducted under your account, whether authorised by you or not
  • Not create multiple accounts to circumvent bans, restrictions, or promotional limits

We may suspend or terminate accounts at our sole discretion, including for suspected fraud, violation of these Terms, prolonged inactivity, or at the request of law enforcement.

4. Marketplace Rules

4.1 Permitted Listings

Sellers may list digital gaming assets (game accounts, in-game items, in-game currency) and digital activation codes (software keys, gift cards, subscription codes) that they lawfully own and have the full right to sell. By creating a listing you represent and warrant that you have clear, unencumbered legal title to the item.

4.2 Prohibited Items and Activities

The following are strictly prohibited on the Platform:

  • Stolen, compromised, fraudulently obtained, or re-used accounts or codes
  • Items whose sale infringes the intellectual property rights of any third party
  • Items that violate the end-user licence agreement (EULA) or terms of service of the originating game or platform
  • Counterfeit goods, unauthorised copies, or misrepresented items
  • Items whose sale is illegal in the seller's or buyer's jurisdiction
  • Misrepresentation of item condition, region compatibility, platform, or content
  • Chargeback fraud, friendly fraud, or any form of payment manipulation
  • Circumventing any platform security measures, rate limits, or access controls
  • Spam, unsolicited commercial messages, or phishing directed at other users

Violation of this section may result in immediate permanent account termination, withholding of funds, and referral to law enforcement.

4.3 Digital Keys

Digital activation keys purchased through our marketplace are provided for legitimate personal use only. Keys may be region-specific — it is the buyer's sole responsibility to verify regional and platform compatibility before purchase. All digital key sales are final and non-refundable once the key has been delivered and/or revealed, except where the key is demonstrably invalid or already redeemed at the time of delivery.

4.4 Seller Obligations

Sellers must ensure the accuracy of listings, fulfil orders promptly within the stated delivery window, and maintain professional conduct. Sellers are solely responsible for the legality and authenticity of items they list. PlayerTradeHub is a marketplace intermediary only and does not vouch for the accuracy of seller listings.

5. Payments, Escrow, and Fees

5.1 Payment Processing — Stripe

All fiat currency payments on the Platform are processed by Stripe, Inc., a licensed payment processor. PlayerTradeHub does not itself hold, store, or transmit your payment card data. Stripe is solely responsible for collecting and securing payment information in accordance with PCI-DSS standards. By making a payment you agree to Stripe's Terms of Service. Cryptocurrency payments are processed by NowPayments where applicable.

5.2 Escrow — Stripe as Fund Holder

For peer-to-peer transactions, buyer funds are held in escrow by Stripe (not by PlayerTradeHub) until the transaction is confirmed complete. PlayerTradeHub instructs Stripe to release funds to the seller only after the buyer confirms satisfactory delivery, or after the dispute window expires without a claim. PlayerTradeHub acts as an escrow agent directing Stripe — we do not ourselves take custody of funds. If the buyer does not confirm delivery or raise a dispute within the applicable window, funds are automatically released to the seller. Escrow protection does not apply to instant-delivery digital key purchases from our key catalogue, which are final upon key delivery.

5.3 No Money Transmission by PlayerTradeHub

PlayerTradeHub is a marketplace platform and technology service, not a money services business, bank, payment institution, or money transmitter. All fund transfers, holds, and payouts are executed by Stripe in accordance with Stripe's own licences and regulatory compliance. PlayerTradeHub makes no representation that it holds any money transmission licence. If your jurisdiction requires a licensed money transmitter for the type of transaction you are conducting, you should not use this Platform.

5.4 Platform Fees

PlayerTradeHub charges a platform fee to sellers on completed transactions. The applicable fee rate is displayed on your seller dashboard and confirmed before each listing is published. The current fee structure is: 4% for approved sellers. Fees may be reduced for eligible referral programme participants or Pro subscribers as described on the Platform. Fees are calculated on the final sale price and are non-refundable once a transaction is completed. We reserve the right to change the fee structure with at least 14 days' notice to affected sellers.

5.5 Seller Payouts

Funds available in your seller balance may be withdrawn subject to our minimum withdrawal amount and any identity verification requirements. Payouts are processed via Stripe to your nominated bank account, PayPal, or other supported method. PlayerTradeHub is not responsible for delays caused by your bank or payment provider. We reserve the right to place holds on payouts pending fraud or dispute investigations.

5.6 Discount Codes

Promotional discount codes are subject to expiry dates, usage limits, and minimum order requirements as specified at the time of issuance. Codes cannot be combined with other promotions unless explicitly stated. We reserve the right to revoke or deactivate codes at any time if misuse is suspected.

5.7 Chargebacks and Payment Reversals

Initiating a payment reversal or chargeback with your bank or card issuer without first attempting resolution through our dispute process constitutes a material breach of these Terms. Such action may result in: immediate account suspension, permanent ban, recovery of the disputed amount plus any chargeback fees levied by Stripe, and/or referral to debt collection or legal proceedings. We will contest all chargebacks that we reasonably believe to be fraudulent or in breach of these Terms, including by providing transaction evidence to Stripe and relevant financial authorities.

6. Identity Verification (KYC)

We may require you to complete identity verification ("Know Your Customer" or KYC) in circumstances including but not limited to: high-value transactions, withdrawal requests above certain thresholds, suspected fraudulent activity, or requests from Stripe or law enforcement.

  • KYC may require submission of a government-issued photo ID and proof of address
  • Failure to complete KYC within a reasonable timeframe may result in transaction holds, account restrictions, or account closure
  • KYC documents are encrypted, stored securely, and used solely for identity verification — they will not be shared with third parties except as required by law or by Stripe's own compliance requirements
  • Submitting false, fraudulent, or altered identity documents is a criminal offence and will result in immediate permanent account termination and referral to law enforcement

7. Disputes Between Users

If you have a dispute with another user, you must attempt resolution through our built-in dispute system before seeking any external remedy. We will review disputes and may make binding decisions at our sole discretion. Our dispute decisions do not constitute legal advice or an adjudication by a court, arbitral tribunal, or regulatory body. PlayerTradeHub reserves the right to freeze relevant funds pending investigation. Opening a chargeback or initiating external legal proceedings before or during our dispute process is a violation of these Terms.

8. Refund Policy

8.1 Digital Keys and Instant-Delivery Items

All digital key and instant-delivery purchases are final once the key or delivery information has been revealed or transmitted. A replacement or refund will only be issued if the key is demonstrably invalid, already redeemed at the time of delivery, or the wrong item was delivered — verified by our support team. No refunds are issued for: wrong region purchased, incompatible platform, change of mind, or failure to meet game system requirements.

8.2 Peer-to-Peer Transactions

Refunds for peer-to-peer transactions are handled through our dispute process. Approved refunds are credited to your platform balance or, at our discretion, to your original payment method, subject to Stripe processing times. Platform fees are non-refundable in all circumstances.

9. Prohibited Conduct

You agree not to engage in any of the following:

  • Violating any applicable local, national, or international law or regulation
  • Transmitting unsolicited commercial communications (spam)
  • Attempting to gain unauthorised access to any part of the Platform, its infrastructure, or other users' accounts
  • Using automated tools, bots, or scrapers to access, collect data from, or interact with the Platform without our prior written consent
  • Impersonating any person, entity, or PlayerTradeHub staff member
  • Interfering with or disrupting the integrity, security, or performance of the Platform or its underlying infrastructure
  • Attempting to reverse-engineer, decompile, disassemble, or extract source code from the Platform
  • Facilitating or enabling any third party to commit any of the above acts

10. Intellectual Property

All content on the Platform — including text, graphics, logos, icons, images, audio, and software — is the property of PlayerTradeHub or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works, sublicence, publicly display, or commercially exploit any Platform content without our prior written permission. User-submitted content (listings, images, reviews) remains the property of the submitting user; by submitting you grant PlayerTradeHub a worldwide, royalty-free, non-exclusive licence to use, display, and distribute that content for the purpose of operating the Platform.

11. Privacy and Data

Your use of the Platform is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform you consent to the collection, processing, and use of your personal data as described in that policy. We comply with applicable data protection laws including the GDPR where relevant.

12. Disclaimers and No Warranty

The Platform and all services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, accuracy, or non-infringement. We do not warrant that:

  • The Platform will be uninterrupted, timely, secure, or free from errors or viruses
  • Any results obtained from use of the Platform will be accurate, reliable, or meet your requirements
  • Third-party sellers will fulfil orders as described or at all
  • Digital keys will be compatible with your device, account, or region
  • The Platform will be free from harmful components introduced by third parties

Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under applicable law.

13. Limitation of Liability

To the fullest extent permitted by applicable law, PlayerTradeHub and its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — including but not limited to loss of profits, revenue, data, goodwill, business opportunity, or other intangible losses — arising out of or in connection with:

  • Your use of, or inability to use, the Platform
  • Any transaction between you and another user
  • Unauthorised access to, or alteration of, your data or transmissions
  • Conduct of third parties on the Platform
  • Any bugs, viruses, or malicious code transmitted through the Platform by any third party

Our total aggregate liability to you for any and all claims arising under or in connection with these Terms shall not exceed the greater of (a) the total platform fees paid by you to PlayerTradeHub in the twelve months preceding the event giving rise to the claim, or (b) USD $100. This limitation applies regardless of the legal basis of the claim (contract, tort, statute, or otherwise) and even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for certain types of damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless PlayerTradeHub and its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in any way connected with:

  • Your use of or access to the Platform
  • Your violation of these Terms or any applicable law or regulation
  • Your violation of any third-party rights, including intellectual property, privacy, or contractual rights
  • Any fraudulent, deceptive, or unlawful conduct on your part
  • Any content you submit to, post on, or transmit through the Platform

15. Third-Party Services

The Platform integrates with third-party services including Stripe (payment processing), NowPayments (cryptocurrency), Kinguin (digital key distribution), and others. Your use of these services is subject to their respective terms and privacy policies. PlayerTradeHub is not responsible for the acts or omissions of any third-party service provider, including payment processor failures, key supplier errors, or data breaches at third-party systems.

16. Termination

We may suspend or terminate your access to the Platform at any time, with or without notice, for any reason, including but not limited to violation of these Terms, fraudulent activity, chargebacks, or prolonged inactivity. Upon termination:

  • All licences granted to you will immediately cease
  • Any pending orders will be handled in accordance with our dispute and refund policies
  • Any balance held in your seller account may be withheld pending resolution of open disputes or chargebacks

Provisions that by their nature should survive termination — including Sections 10, 12, 13, 14, and 17 — shall survive.

17. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with applicable law. You agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Platform that cannot be resolved informally shall be subject to binding arbitration or, where arbitration is not available, the courts of competent jurisdiction. You waive any right to participate in a class-action lawsuit or class-wide arbitration against PlayerTradeHub. Nothing in this clause prevents either party from seeking emergency injunctive relief before a court of competent jurisdiction.

18. Changes to These Terms

We may revise these Terms at any time. We will provide notice of material changes by posting updated Terms on this page, updating the "Last updated" date, and, where reasonably practicable, notifying registered users by email. Your continued use of the Platform after changes take effect constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Platform.

19. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remainder of these Terms shall continue in full force and effect. These Terms (together with the Privacy Policy and any additional policies incorporated by reference) constitute the entire agreement between you and PlayerTradeHub with respect to the subject matter herein and supersede all prior or contemporaneous communications.

20. Contact Us

If you have questions, concerns, or legal notices regarding these Terms, please contact:

By using PlayerTradeHub, you acknowledge that you have read, understood, and agreed to these Terms of Service.